Portuguese company hires for hybrid position
Location: Lisbon, Portugal
- ️ Only candidates already based in Portugal will be considered
Work Model: Hybrid
️ Language Requirements: English C1 — mandatory
Seniority: Mid-level (3-4+ years)
Sector: Banking
Rate Between €4200 - 4500 RV
- ️ Instructions: Please send your CV in English and make sure to include all skills and experience that match the requirements of the opportunity. This will significantly increase your chances of success
You will join a team responsible for Risk-Weighted Assets calculation and analysis, regulatory reporting and the assessment of the institution’s solvency position.
The department covers key regulatory topics, including COREP, Pillar III disclosures, Large Exposures, international commitments, SREP and Basel solvency-ratio calculations. You will contribute to the evolution of Internal Ratings-Based models and support their implementation in production.
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Coordinate changes, enhancements and implementation activities related to IRB models.
- Analyze and explain variations between production and test environments.
- Support initial production runs associated with regulatory and credit-risk projects.
- Monitor results and contribute to the investigation of data or calculation discrepancies.
- Develop and implement controls to improve data quality and reporting reliability.
- Support the creation and implementation of a new process framework within the team.
- Contribute to transversal credit-risk and regulatory-reporting activities.
- Assist with the organization and preparation of Senior Management committees.
- Prepare clear analyses and materials for management and key stakeholders.
- Collaborate with Risk, Finance, Audit and other banking teams.
- Contribute to continuous improvements in regulatory processes, controls and reporting.
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Three to four years of professional experience in Risk, Finance, Audit or Assurance services within the banking sector.
- Bachelor’s or master’s degree in Business Administration, Finance, Economics, Accounting or a related field.
- Strong understanding of credit-risk concepts.
- Knowledge of the Standardized Approach to credit risk.
- Knowledge of the Internal Ratings-Based Approach, including IRB/IRBA models.
- Understanding of prudential frameworks and regulatory standards.
- Knowledge of Basel III and Basel IV.
- Experience analyzing financial, risk or regulatory data.
- Ability to investigate and explain differences between testing and production results.
- Strong analytical, organizational and problem-solving skills.
- Ability to prepare materials for Senior Management.
- English proficiency at C1 level.
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Experience with Risk-Weighted Assets calculations and analysis.
- Knowledge of COREP regulatory reporting.
- Familiarity with Pillar III disclosures.
- Knowledge of Large Exposures reporting.
- Understanding of SREP requirements.
- Experience supporting Basel solvency-ratio calculations.
- Experience implementing controls and process frameworks.
- Advanced knowledge of Microsoft Excel and other MS Office applications.
- Experience with MS Access.
- Knowledge of SQL.
- Experience with SAP BusinessObjects or similar reporting tools.
- Previous experience with regulatory projects and production implementations.
The ideal candidate has a solid background in banking risk, finance, regulatory reporting or audit, combined with strong knowledge of credit-risk methodologies and Basel requirements.
You are comfortable analyzing complex data, identifying and explaining discrepancies between environments, implementing controls and supporting regulatory projects through production. You can communicate findings clearly, collaborate with multidisciplinary stakeholders and prepare reliable materials for Senior Management.
A proactive, detail-oriented and structured professional with experience in RWA, IRB models, COREP or prudential reporting will be particularly well suited to this opportunity.
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Do you have three to four years of experience in Risk, Finance, Audit or Assurance within the banking sector?
- What is your academic background?
- Do you have practical knowledge of credit-risk concepts and calculations?
- Have you worked with the Standardized Approach and Internal Ratings-Based Approach?
- Do you have experience with IRB or IRBA model changes and implementations?
- Have you worked with Basel III and Basel IV requirements?
- Do you have experience calculating or analyzing Risk-Weighted Assets?
- Have you worked with COREP, Pillar III, Large Exposures or SREP reporting?
- Have you analyzed differences between production and test environments?
- Do you have experience supporting the initial production runs of regulatory projects?
- Have you developed or implemented controls within Risk or Finance processes?
- Have you prepared reports or presentations for Senior Management committees?
- What is your proficiency level with MS Excel, MS Access, SQL and BusinessObjects?
- Is your English proficiency at C1 level?
- Are you currently based in Portugal and available to work in Lisbon?
- What is your availability to start?
- What are your salary expectations?
Senior Credit Risk Consultant, Credit Risk, Regulatory Reporting, Risk Reporting, Finance, Banking, Audit, Assurance, Risk-Weighted Assets, RWA, RWA Calculation, IRB Models, IRB, IRBA, Internal Ratings-Based Approach, Standardized Approach, Credit Risk Models, Basel III, Basel IV, Basel Solvency Ratio, Prudential Framework, Prudential Regulation, COREP, Pillar III, Pillar 3 Disclosures, Large Exposures, SREP, Regulatory Controls, Control Framework, Process Framework, Production Support, Test Environment, Production Environment, Variance Analysis, Data Analysis, Regulatory Projects, Senior Management Committees, Stakeholder Management, MS Office, Microsoft Excel, MS Access, SQL, BusinessObjects, SAP BusinessObjects, English C1
#CI - PROC26460
